Matthew Parker, through his power of attorney Credlocity and Joeziel Joey Vazquez-Davila, has filed a lawsuit in Pennsylvania Court of Common Pleas against TransUnion, LLC, one of the nation’s largest credit reporting agencies, for its repeated failure to investigate fraudulent bankruptcy entries on Mr. Parker’s credit report. The complaint alleges that despite numerous attempts to dispute the inaccuracies, TransUnion failed to conduct a reasonable reinvestigation, in direct violation of the Fair Credit Reporting Act (FCRA).

The lawsuit also highlights a systemic issue with TransUnion’s handling of public record disputes. Data from the Consumer Financial Protection Bureau (CFPB) shows that from January 1, 2024, to the present, 1,099 Pennsylvania consumers have reported similar issues with TransUnion, particularly with the company failing to investigate or notify consumers of investigation results regarding bankruptcy entries.

Mr. Parker and his wife have suffered severe emotional distress as a result of this ordeal. His wife, Kathrine Parker, has been diagnosed with anxiety disorder due to the ongoing financial and emotional strain. Mr. Parker’s dream home project has been placed on hold, and his creditworthiness has been severely damaged due to TransUnion’s inaction.

This lawsuit seeks compensatory damages for financial harm, emotional distress, and damage to reputation, as well as punitive damages for TransUnion’s willful and negligent violations of the FCRA.

Our client, Anthony Pendolino, has filed a lawsuit against LCI, also known as G2 Risk Solutions, for violations of the Fair Credit Reporting Act (FCRA). LCI inaccurately reported a bankruptcy to TransUnion, causing significant harm to Mr. Pendolino's credit profile. Despite repeated requests, LCI has failed to properly verify the bankruptcy as required by the FCRA, leading to ongoing financial and reputational damage for our client. This lawsuit seeks to hold LCI accountable for their negligent practices and ensure compliance with federal credit reporting laws.

On June 2, 2023, Rita Thorn sued The Fix Car Care Clinic LLC and others, claiming denial of consumer rights and seeking damages for unsafe car repairs. The lawsuit was served on June 26, 2023.

Credlocity CEO Joeziel Vazquez filed a motion to dismiss on July 27, 2023, which was granted. Thorn amended her complaint but failed to serve it properly, resulting in a default judgment against the clinic. Joeziel Vazquez successfully argued to strike the default judgment, emphasizing the lack of due process.

At a forced arbitration hearing, Thorn's case weakened due to her inconsistent testimonies and a false affidavit of service. The Fix Car Care Clinic, backed by Credlocity, ultimately prevailed, highlighting the value of diligent legal defense.

Case Overview: US BANK NA v. Cristian Eliezel Vazquez-Cardona

US BANK NA is suing Cristian Eliezel Vazquez-Cardona for $8,941.11 in unpaid taxes from 1977 to 1996 under the Municipal Claims and Tax Lien Act (MCTLA). However, the lien's validity is questioned due to several legal issues.

Key Issues:

Statutory Non-Compliance: The Plaintiff did not perfect the liens as required by law.
Precedent: Keller v. Scranton City Treasurer ruled liens can't reattach after new ownership, and the property has had multiple owners since 1977.
Notification Failures: Required notice of intent to file the claim was not served.
Procedural Errors: The Plaintiff failed to meet filing requirements, including necessary details and signatures.
Motion to Dismiss:
Mr. Vazquez filed to dismiss/strike the lien due to these violations. This case emphasizes the need for proper legal procedures in tax lien enforcement.

Visit our website for updates.

Lawsuit Announcement: Joeziel Vazquez-Davila vs. Kia Finance America
Credlocity is proud to support Joeziel Vazquez-Davila in his lawsuit against Kia Finance America. This case addresses Kia Finance's failure to comply with the Truth in Lending Act (TILA) and the Fair Credit Billing Act (FCBA). Despite repeated requests, Kia Finance has failed to send regular billing statements to Mr. Vazquez-Davila, leading to late payments and the unjust repossession of his vehicle.

Joeziel Vazquez-Davila seeks justice and compensation for the financial and emotional distress caused by these violations. The lawsuit demands the correction of his credit reports, removal of unfair late fees, and appropriate damages. This legal action underscores the importance of adhering to federal billing regulations and protecting consumer rights.

Stay updated on this case and learn more about your rights under TILA and FCBA by visiting our Credlocity Blog.