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Identity Theft & FCRA 605B Block Requests

Learn how to protect yourself from identity theft and remove fraudulent accounts using FCRA Section 605B

In accordance with federal regulations, all credit repair services must be initiated through our secure online platform. No payment processing or enrollment via phone.

⚠️ Important Notice

FCRA Section 605B block requests are specifically designed for actual identity theft and fraud. Attempting to use this process to block accurate information that is not the result of identity theft is a violation of federal law and may result in serious legal consequences.

What is FCRA Section 605B?

Section 605B of the Fair Credit Reporting Act provides identity theft victims with the right to block fraudulent information from appearing on their credit reports. Learn more about using the FCRA to block fraud from my credit report.

Qualifying for a Block Request

  • Identity theft police report

  • FTC Identity Theft Report

  • Proof of identity

  • Identification of fraudulent information

Block Request Benefits

  • Immediate removal of fraudulent accounts

  • Prevention of future reporting

  • Notification to information furnishers

  • Protection against collections

Identity Theft Block Request Process

Step 1: Document the Theft

  • File a police report

  • Submit FTC Identity Theft Report

  • Gather evidence of fraud

Step 2: Prepare Your Request

  • Identity verification documents

  • List of fraudulent items

  • Supporting documentation

Step 3: Submit Block Requests

  • Contact all three credit bureaus

  • Include all required documentation

  • Request written confirmation

Credit Bureau Block Request Contacts

Equifax

P.O. Box 105069
Atlanta, GA 30348-5069

Experian

P.O. Box 9554
Allen, TX 75013

TransUnion

P.O. Box 2000
Chester, PA 19016

Internal Revenue Service (IRS)

If you suspect tax-related identity theft:

  • Contact IRS: 1-800-908-4490

  • File Form 14039 Identity Theft Affidavit

  • Request tax account alerts

Social Security Administration

For compromised Social Security numbers:

  • Contact Fraud Hotline: 1-800-269-0271

  • Request account monitoring

  • Report suspicious activity

State DMV

For compromised driver's license or state ID:

  • Contact your state's DMV

  • Request license number flagging

  • Prevent fraudulent duplicates

In accordance with federal regulations, all credit repair services must be initiated through our secure online platform. No payment processing or enrollment via phone.

How Credlocity Can Help

At Credlocity, we understand the stress and complexity involved in dealing with identity theft. Our team of experts is here to guide you through every step of the process.

Expert Guidance

  • Understand your FCRA rights

  • Navigate reporting procedures

  • Implement 605B credit blocks

  • Ongoing support and monitoring

Comprehensive Support

  • Document preparation assistance

  • Agency coordination

  • Credit report monitoring

  • Fraud prevention guidance

Take Action Now

Don't let identity theft derail your financial future. Quick action is crucial in limiting the impact of identity theft on your financial life. With Credlocity by your side, you can confidently navigate the process of identity theft recovery and credit report correction.

In accordance with federal regulations, all credit repair services must be initiated through our secure online platform. No payment processing or enrollment via phone.

Credlocity

Admin@credlocity.com
Tel: (267)-225-4198
1500 Chestnut Street, Suite 2
Philadelphia, PA 19102

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Report Credit Repair FraudState Attorneys GeneralMany states also have laws regulating credit repair companies. If you have a problem with a credit repair company, report it to your local consumer affairs office or to your state Attorney General (AG).Federal Trade CommissionYou also can file a complaint with the Federal Trade Commission. Although the FTC can't resolve individual credit disputes, it can take action against a company if there's a pattern of possible law violations. File your complaint online at ftc.gov/complaint or call 1-877-FTC-HELP.Did we treat you unfairly? Did we break the law? Contact the Pennsylvania Attorney Generals Office or the Philadelphia District Attorneys Office.​Credlocity will always provide honest, fair, and legal services TRUST that.​

Disclaimer/Disclosure

Credlocity Business Group LLC is the parent company of Credlocity formerly known as Ficostar Credit Services and is in no way affiliated with FICO © 2020 Fair Isaac Corporation. FICO is a company that offers a credit scoring model called the FICO® Score. FICO score is a type of credit score created by the Fair Isaac Corporation. Lenders use borrowers' FICO scores along with other details on borrowers' credit reports to assess credit risk and determine whether to extend credit.

*VERY IMPORTANT DISCLOSURE*

We are a credit repair company. You have the right to dispute anything on your credit report yourself. This right is outlined in The federal Fair Credit Reporting Act (FCRA) which promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies.

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Copyright © 2024 Credlocity Business Group LLC. All rights reserved. Credlocity does not provide legal advice. Credlocity does not guarantee the permanent removal of verifiable tradelines. Credlocity requires active participation from its clientele regarding requested documents and information, including investigation results for the sought-after outcome of a healthy, accurate credit report. Individual results may vary.

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