Credlocity vs Lexington Law: Complete Credit Repair Service Comparison 2024
Make an informed decision about your credit repair journey
Detailed Pricing Comparison
Fee Type
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First Work Fee
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Monthly Fee
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Late Fees
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Trial Period
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Money-Back Guarantee
Credlocity
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$0 - No First Work Fee
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$179.95 with money-back guarantee
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No Late Fees
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30-Day Free Trial
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100% Money-Back Guarantee
Lexington Law
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$89.95 - $129.95 (varies by plan)
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$139.95 - $149.95 (varies by plan)
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$4.95 - $19.95 (varies by plan)
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No Free Trial Offered
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No Money-Back Guarantee
Important Fee Information - Lexington Law
According to Lexington Law's website: "Late fees On your monthly billing date we will charge your card that we have on file. If your card is declined due to insufficient funds or is not updated when we charge it, the payment will be considered late. Once the payment does not go through a late fee will be added to your account. Depending on your service level, the late fee could be $19.95, $9.95, or $4.95. We will continue to attempt to collect payment, but you will not be assessed a reprocessing fee for each attempt."
Source: lexingtonlaw.com/faq/costs
Service Comparison
Feature
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Credit Specialist Location
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One-on-One Reviews
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Customer Support
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Credit Education
Credlocity
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Credit Education
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Monthly Included
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Dedicated Specialist
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Comprehensive Program
Lexington Law
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Mixed Locations
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Additional Fee
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Rotating Staff
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Basic Resources
Notable Legal and Consumer Issues
2020: Multiple state investigations regarding business practices
2021-2023: Continued customer complaints about billing and service issues
Important Notice
This comparison is based on publicly available information and is updated as of 2024. All information about Lexington Law is sourced from public records, news reports, and their official website. Credit repair results may vary based on individual circumstances. We encourage consumers to research thoroughly and make informed decisions about their credit repair needs.