top of page
CEO of Credlocity Joeziel Vazquez
  • Facebook
  • Twitter
  • LinkedIn
  • Instagram

Credlocity The Best Choice For Credit Repair

Hello, I'm Joeziel Joey Vazquez, the CEO, and founder of Credlocity – a reputable and ethical credit repair company. We have been helping clients achieve financial and credit freedom since 2008. My personal experience with the credit bureaus and leading credit repair companies inspired me to establish Credlocity. Back in 2006, I discovered fraud and unfair items on my credit report when I was applying to rent a home. I sought help from reputable credit repair company, Lexington Law, but they scammed me and did nothing for a year even though I paid them over a hundred dollars monthly to have my credit fixed. Later on, I decided to do legal research and disputed the items on my credit report myself. I successfully had the fraud and other erroneous details removed, resulting in a credit score of 740 with Transunion, 733 with Equifax, and 735 with Experian. I was proud of my accomplishment, and friends, family, and co-workers asked me to help them. As word spread, I eventually started charging for my services, and Credlocity was born. With our commitment to ethical and effective credit repair services, Credlocity helps people regain control of their credit and achieve financial freedom. Contact us today and get the support you need in addressing credit report errors.

Welcome to Credlocity, the premier credit repair company founded by Joeziel Joey Vazquez. With a focus on ethical credit repair, we are dedicated to helping individuals and families regain financial freedom and a positive credit history.

Joeziel's personal journey from being a felon with poor credit to becoming a reputable credit repair expert is truly inspiring. After his unsuccessful experience with Lexington Law, he took matters into his own hands and successfully repaired his own credit. This motivated him to extend his expertise to others in need.

Credlocity has revolutionized the credit repair industry by advocating for honesty and consumer-friendly practices. Our consumer-first mindset ensures that every client receives exceptional service and achieves their credit goals. With our team of experts, we tirelessly work towards restoring credit profiles and giving second chances.

When it comes to customer satisfaction, Credlocity prides itself on its unparalleled track record. We have not received a single negative review and have successfully eliminated over 10,000 negative items from our clients' credit reports between 2021 and 2023.

We understand that credit repair can be daunting, which is why we strive to make the process simple and stress-free. Our knowledgeable team will guide you through each step, ensuring you understand the process and feel comfortable with our approach.

Thank you for choosing Credlocity as your trusted credit repair partner. We are confident in our ability to help you achieve the credit score you deserve. Experience the difference with Credlocity and take control of your financial future.

How Joeziel Joey Vazquez Revolutionized Ethical Credit Repair

Discover how Credlocity, a family-owned and operated credit repair company, emerged as the number one credit repair company in the United States. Through multiple business models and careful planning, we finally settled on the name Credlocity. Along the way, we encountered challenges that helped shape us into the company we are today. After listening to clients from all over, we made the decision to do credit repair the right way. This commitment has not only ensured our compliance with government entities but has also earned us the reputation of being the go-to credit repair company.

​

Experience Ethical Credit Repair with a Free Trial

​

Unlike other companies such as Lexington Law, Creditrepair.com, or SkyBlue that charge upfront fees, Credlocity offers a free trial. During your first month with us, we provide credit repair services free of charge. Additionally, when you refer a friend who continues past their free trial, both you and your friend receive an additional free month. This referral program can potentially provide you with free credit repair for the lifetime of your account. Spread the word about our free trial and enjoy the benefits of repairing your credit at no cost.

​

Confidence in Our Money Back Guarantee

​

In addition to the free 30-day trial, we offer a 100% money back guarantee for 180 days. If, after the free trial, we are unable to improve your credit report within the following 6 months, you are entitled to a full refund, no questions asked. Our guarantee ensures peace of mind and demonstrates our commitment to delivering real credit repair results.

​

Our Personal Touch Promise for Exceptional Service

​

At Credlocity, we prioritize your privacy and provide a personalized approach to credit repair. Unlike other companies, we handle your file and personal information in-house, avoiding third-party involvement. We understand that each credit situation is unique, and as such, we create custom dispute letters tailored to your specific circumstances. This personal touch not only distinguishes us from companies that use generic letters but also helps credit bureaus recognize the importance of resolving non-frivolous disputes promptly and attentively.

​

A Family-Owned and Operated Business for a Unique Perspective

​

What sets Credlocity apart is our status as a family-owned and operated business. With family at the helm, we have a genuine commitment to the success of our business and our clients' credit repair journeys. This unique perspective ensures that we prioritize your needs and are dedicated to providing exceptional service.

​

Choose Credlocity for Your Real Credit Repair Needs

​

Experience the ethical credit repair services offered by Credlocity. Our free trial, money-back guarantee, personal touch promise, and family-owned and operated approach make us the ideal choice for your credit repair journey. Contact us today and witness the transformation of your credit report.

Meet The Team

Joeziel Joey Vazquez-Davila CEO of Credlocity posing for professional picture

Joeziel Joey Vazquez-Davila

  • Grey LinkedIn Icon

Joeziel is the CEO of Credlocity. Before our rebrand Joeziel was the CEO of Ficostar Credit Services. Born in north Philadelphia, Joeziel suffered from identity theft and decided to take actions into his own hands to fix his credit. Before starting his own business Joeziel helped many of his friends and family member fix their credit by having removed inaccurate, outdated, and unfair information.

Rafael Rosa Credit Onboarding specialist

Rafael Rosa

  • Grey LinkedIn Icon

Rafael is the lead on-boarding specialist with Credlocity. With his expansive experience in customer service in different service areas, he is the best at communicating with customers from all roads of life. Rafael's way of communicating and speaking with people helps put everyday individuals at ease. 

Janaliz Esquilin Budget Expert

Janaliz Esquilin

  • Grey LinkedIn Icon

Janaliz is the resident notary public. She is very professional and easy to understand. With her vast experience in customer service, sales, and social work, she makes it very easy to talk to and confide in. Janaliz is a mother of 2 so her patience is vast and she can't help but have a motherly attitude towards all who communicate with her.

What we do

We are a family-owned small mom and pop credit repair company. We help people to work repair their credit. We provide credit education and document preparation. 

 Why Us

We have been providing quality credit repair services in our community and beyond since 2008. We put you first! Everything we do, build, and dream is with you in mind. From our unique one of a kind 100% money back guarantee, to our state of the art creative dispute process citing case law, statute, and FTC rules.

Who needs credit repair

According to the FTC millions of people have inaccurate and or unfair items on their credit report, which hurt their credit score. Credit repair is a process of finding and fighting these questionable, unfair, and inaccurate items.

Credlocity

Corporate Address

1500 Chestnut St Suite 2

Philadelphia, PA 19102

​

Credlocity official logo
Apple App Store Official Logo
Google App Store Official Logo

Trust

Report Credit Repair FraudState Attorneys GeneralMany states also have laws regulating credit repair companies. If you have a problem with a credit repair company, report it to your local consumer affairs office or to your state Attorney General (AG).Federal Trade CommissionYou also can file a complaint with the Federal Trade Commission. Although the FTC can't resolve individual credit disputes, it can take action against a company if there's a pattern of possible law violations. File your complaint online at ftc.gov/complaint or call 1-877-FTC-HELP.Did we treat you unfairly? Did we break the law? Contact the Pennsylvania Attorney Generals Office or the Philadelphia District Attorneys Office.​Credlocity will always provide honest, fair, and legal services TRUST that.​

Disclaimer/Disclosure

Credlocity Business Group LLC is the parent company of Credlocity formerly known as Ficostar Credit Services and is in no way affiliated with FICO © 2020 Fair Isaac Corporation. FICO is a company that offers a credit scoring model called the FICO® Score. FICO score is a type of credit score created by the Fair Isaac Corporation. Lenders use borrowers' FICO scores along with other details on borrowers' credit reports to assess credit risk and determine whether to extend credit.

*VERY IMPORTANT DISCLOSURE*

We are a credit repair company. You have the right to dispute anything on your credit report yourself. This right is outlined in The federal Fair Credit Reporting Act (FCRA) which promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies.

Travel Partnership Refund Policy

Copyright © 2024 Credlocity Business Group LLC. All rights reserved. Credlocity does not provide legal advice. Credlocity does not guarantee the permanent removal of verifiable tradelines. Credlocity requires active participation from its clientele regarding requested documents and information, including investigation results for the sought-after outcome of a healthy, accurate credit report. Individual results may vary.

bottom of page