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Joeziel Vazquez
Jan 84 min read
Medical Debt to be Removed from Credit Reports: CFPB's Landmark 2025 Rule Changes Everything
The CFPB has finalized a groundbreaking rule eliminating medical debt from credit reports, affecting 15 million Americans and potentially ra
20 views
Joeziel Vazquez
Dec 28, 20247 min read
The Fall of Lexington Law: A $2.7 Billion CFPB Settlement and Its Aftermath
The CFPB has secured a historic $2.7 billion settlement in the Lexington Law lawsuit, exposing widespread credit repair fraud. Learn about r
12,891 views
Joeziel Vazquez
Jan 20, 202413 min read
Reforming the Credit Reporting Industry: Challenges, Solutions, and the Path Forward
Uncover credit reporting challenges and solutions. Navigate the reform path. #FCRA #CreditReportErrors
24 views
Guess Writter
Jan 10, 202411 min read
Chase Bank: A Troubling Trend of Refusing to Honor the EFTA
Chase Bank has faced mounting allegations of refusing to stand by its customers when they fall victim to fraudulent activities. This blog di
664 views
Joeziel Vazquez
Dec 30, 202310 min read
Empowering Consumers: Understanding Rights and Avoiding Unethical Credit Repair Practices
Understanding consumer rights and responsibilities in credit repair is crucial for financial well-being. Unethical credit repair practices c
13 views
Joeziel Vazquez
Dec 29, 20236 min read
2024 Consumer Financial Protection Bureau Regulations: Safeguarding Consumer Rights and Reducing Financial Burdens
The Consumer Financial Protection Bureau (CFPB) has introduced new regulations in 2024 to address various aspects of consumer financial prot
18 views
Joeziel Vazquez
Dec 29, 202310 min read
Know Your Rights: Dealing with CCS Collection Company and Protecting Your Financial Future
Gain a comprehensive understanding of CCS Collection Company and your rights as a consumer. Learn about the legal protections provided by th
76 views
Joeziel Vazquez
Dec 16, 20235 min read
CFPB Shuts Down Commonwealth Financial Systems: A Bold Attitude Towards Collection Agencies
The Consumer Financial Protection Bureau (CFPB) made a bold move by shutting down Commonwealth Financial Systems, a well-known debt collecti
87 views
Joeziel Vazquez
Dec 15, 20235 min read
Navy Federal Credit Union: An In-Depth Analysis of Alleged Racial Discrimination in Lending Practice
The largest credit union in the United States, Navy Federal Credit Union, has recently come under intense scrutiny for alleged racial discri
298 views
Joeziel Vazquez
Aug 30, 20235 min read
How Lexington Law Scammed Millions of Consumers and Got Busted by the CFPB
A Credlocity News Investigation Into America's Largest Credit Repair Fraud The Consumer Financial Protection Bureau (CFPB) has delivered...
2,538 views
Joeziel Vazquez
May 18, 20234 min read
🚨Breaking News: New Report Exposes How Credit Scores Perpetuate Racial Injustice🚨
Shocking Reporting outlining the racial injustice on the credit scoring system.
681 views
Joeziel Vazquez
May 16, 20238 min read
Why Congress Must Amend the FCRA and CROA to Protect Consumers from Credit Reporting Abuses
Joeziel CEO of Credlocity making the case as to why Congress must act now to amend the FCRA and CROA to ensure better consumer protection
30 views
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