THE FIVE FACTORS

Dec 30, 202310 min read

Unveiling the Link: Excessive Inquiries = Financial Desperation, and High Credit Risk

This article explores the impact of excessive credit inquiries on creditworthiness and how they can be a sign of financial desperation, prov

Dec 24, 20239 min read

Understanding and Predicting Credit Scores: Unveiling the Power of FICO Factors

An article on predicting credit scores using FICO credit score factors and strategies for improving creditworthiness, including the...

May 16, 20233 min read

Secured vs Unsecured Credit Cards: What You Need to Know 🧐

What you need to know about secured credit cards vs. unsecured credit cards

Apr 30, 20232 min read

How to Build Credit from Scratch 🚀🌱

Building credit from scratch can seem like a daunting task, but it doesn't have to be. With the right strategies and tools provided by...

Apr 20, 20232 min read

How to predict your credit score using the credit score factors in FICO

FICO credit scores are used by lenders to determine a person's creditworthiness. The FICO credit score is calculated using a proprietary...

Mar 8, 20232 min read

What is a Vantage score? And how is it different from a FICO score?

Vantage Score was developed by the 3 major credit bureaus to compete with the commonly used FICO score. This score model was developed in...

Mar 7, 20233 min read

CREDIT SCORES WHAT ARE THEY?

Discover the factors that determine your credit score and how it affects your creditworthiness. Learn how to improve your credit score with

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