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Medical Debt to be Removed from Credit Reports: CFPB's Landmark 2025 Rule Changes Everything
The CFPB has finalized a groundbreaking rule eliminating medical debt from credit reports, affecting 15 million Americans and potentially ra
Joeziel Vazquez
Jan 84 min read
46 views

The Fall of Lexington Law: A $2.7 Billion CFPB Settlement and Its Aftermath
The CFPB has secured a historic $2.7 billion settlement in the Lexington Law lawsuit, exposing widespread credit repair fraud. Learn about r
Joeziel Vazquez
Dec 28, 20247 min read
14,485 views


Navigating the Credit Repair Industry: How to Choose the Right Company and Why Credlocity Stands Out
Embark on a journey through the intricate landscape of the credit repair industry with our comprehensive guide. Discover tips on choosing th
Joeziel Vazquez
Feb 1, 202413 min read
25 views


Reforming the Credit Reporting Industry: Challenges, Solutions, and the Path Forward
Uncover credit reporting challenges and solutions. Navigate the reform path. #FCRA #CreditReportErrors
Joeziel Vazquez
Jan 20, 202413 min read
25 views


Uncovering EFTA and Regulation E: Are Banks and Credit Unions Violating Federal Law?
Are banks and credit unions violating federal law-EFTA and Regulation E? - An overview of the Electronic Fund Transfer Act (EFTA) and...
Joeziel Vazquez
Jan 11, 202411 min read
43 views

Chase Bank: A Troubling Trend of Refusing to Honor the EFTA
Chase Bank has faced mounting allegations of refusing to stand by its customers when they fall victim to fraudulent activities. This blog di
Guess Writter
Jan 10, 202411 min read
672 views


Empowering Consumers: Understanding Rights and Avoiding Unethical Credit Repair Practices
Understanding consumer rights and responsibilities in credit repair is crucial for financial well-being. Unethical credit repair practices c
Joeziel Vazquez
Dec 30, 202310 min read
13 views


2024 Consumer Financial Protection Bureau Regulations: Safeguarding Consumer Rights and Reducing Financial Burdens
The Consumer Financial Protection Bureau (CFPB) has introduced new regulations in 2024 to address various aspects of consumer financial prot
Joeziel Vazquez
Dec 30, 20236 min read
20 views


Unveiling Racial Discrimination in the US Financial Sector: From Historic Injustices to Reform Efforts
Unveiling Racial Discrimination in the US Financial Sector: From Historic Injustices to Reform Efforts. This blog explores the history of ra
Joeziel Vazquez
Dec 26, 202313 min read
634 views

Xfinity Data Breach: A Comprehensive Insight
The recent Xfinity data breach has left millions of customers vulnerable, exposing sensitive data and raising serious security concerns. Cre
Samantha Jenkins
Dec 21, 20234 min read
33 views

CFPB Shuts Down Commonwealth Financial Systems: A Bold Attitude Towards Collection Agencies
The Consumer Financial Protection Bureau (CFPB) made a bold move by shutting down Commonwealth Financial Systems, a well-known debt collecti
Joeziel Vazquez
Dec 17, 20235 min read
88 views


Navy Federal Credit Union: An In-Depth Analysis of Alleged Racial Discrimination in Lending Practice
The largest credit union in the United States, Navy Federal Credit Union, has recently come under intense scrutiny for alleged racial discri
Joeziel Vazquez
Dec 15, 20235 min read
304 views

How Lexington Law Scammed Millions of Consumers and Got Busted by the CFPB
A Credlocity News Investigation Into America's Largest Credit Repair Fraud The Consumer Financial Protection Bureau (CFPB) has delivered...
Joeziel Vazquez
Aug 30, 20235 min read
2,809 views

How LGBTQIA+ People Face Discrimination in the Mortgage Industry and What We Can Do About It
If you are a member of the LGBTQIA+ community, you may have experienced or witnessed discrimination in various aspects of your life, such...
Joeziel Vazquez
Jun 12, 20233 min read
15 views


The Do's and Don'ts of Credit Repair
If you have a low credit score, you may be wondering how to improve it and get access to better financial opportunities. Credit repair is...
Joeziel Vazquez
Jun 11, 20236 min read
32 views

How LGBTQ+ Married Couples Face Challenges with Name Changes and Credit Recognition
How LGBTQ+ Married Couples Face Challenges with Name Changes and Credit Recognition Many people change their names for various reasons,...
Joeziel Vazquez
Jun 2, 20236 min read
6 views

Credlocity: The Number One Credit Repair Company for LGBTQIA People 🏳️🌈
The LGBTQIA community has long faced discrimination and injustice in many aspects of life, including housing and credit. Despite the...
Joeziel Vazquez
Jun 1, 20234 min read
125 views

🚨Breaking News: New Report Exposes How Credit Scores Perpetuate Racial Injustice🚨
Shocking Reporting outlining the racial injustice on the credit scoring system.
Joeziel Vazquez
May 18, 20234 min read
688 views

Why Congress Must Amend the FCRA and CROA to Protect Consumers from Credit Reporting Abuses
Joeziel CEO of Credlocity making the case as to why Congress must act now to amend the FCRA and CROA to ensure better consumer protection
Joeziel Vazquez
May 16, 20238 min read
30 views

🚨Expert Report Reveals Credit Bureaus' Systemic Failure to Investigate Disputes!💸
A recent expert report by Joeziel Joey Vazquez-Davila, CEO of Credlocity, reveals the credit bureaus' systemic failure to properly investiga
Joeziel Vazquez
Apr 30, 20232 min read
600 views
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